|
Share Draft (Checking) Accounts
Now is the best time ever to open a checking account with Texas Coastal Community FCU. We only require the price of the checks you ordered to open your account.
Our checking accounts offer no per check charges or minimum balance requirements to maintain. There is no monthly service charge! Overdraft protection is available on your Texas Coastal Community FCU checking which guards against an accidental overdraft on your account.
...
Try Checking The CU Way
Are you tired of being nickel and dimed by your bank checking account? Why not move your checking to the credit union and discover what our members already know: Checking the credit union way can save you around a $100 a year, and in some cases more.
Look at what the banks typically charge. There's a monthly maintenance fee (regardless of how many checks a month you write); per-check fees if you go over a certain number of checks per month; ATM fees for withdrawing cash; and debit card fees when you use your debit card to purchase goods and services.
For example, let's say your bank charges you a $7.50 maintenance fee per month and you write 20 checks a month - five over the bank's limit of 15 a month at 20 cents per check. That's another $1 a month. You make four ATM cash withdrawals a month at $1 per withdrawal. That's another $4. Finally, you average 15 debit transactions a month. Your bank allows 10 per month and charges you 50 cents a transaction after that. Add another $2.50 to your monthly tally. Ready for this? You're paying $180 a year for the privilege of bank checking.
With credit union checking, you pay no monthly maintenance fee, no per-check charges, no ATM fees, and no debit card fees. So why are you waiting? Don't you have something better to spend that $180 on? Stop by or call your credit union today and ask about checking the credit union way.
|
